What is the best way your time could be spent right now, at this very moment?
“To get more time with your family, limit and restrict television, newspapers, and outside activities.” -Brian Tracy (born 1944)
“One always has time enough, if one will apply it well.” -Johann Wolfgang von Goethe (1749 - 1832)
“People waste most of their waking hours every day going through the motions, chatting idly, shuffling paper, putting off decisions, reacting, majoring in minors, and concentrating on trivia. They spend their time in low priority tension relieving, rather than high priority goal-achieving activities.” -Denis Waitley (Denis E. Waitley (born 1933))
“Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.” -Michael LeBoeuf (born 1942)
“Don’t let the fear of the time it will take to accomplish something stand in the way of your doing it. The time will pass anyway; we might just as well put that passing time to the best possible use.” -Earl Nightingale (1921 - 1989)
“If you don’t have time to do it right, you must have time to do it over.” -Author Unknown
“Be in the habit of getting up bright and early on the weekends. Why waste such precious time in bed?” -Marilyn vos Savant (born 1946)
“You will find time for anything if you really want it.” -Author Unknown
“Just as your fortune depends upon how your money is invested, so the success of your life depends upon how your time is invested.” -Leone Kester
“I recommend you to take care of the minutes, for the hours will take care of themselves.” -Philip Dormer Stanhope (also known as Lord Chesterfield (1694 - 1773)): letter (30 April 1750) to his son
“Time is the scarcest resource, and unless it is managed, nothing else can be managed.” -Peter F. Drucker (Peter Ferdinand Drucker (1909 - 2005))
“There’s time enough, but none to spare.” -Charles W. Chesnutt (Charles Waddell Chesnutt (1858 - 1932)): “The Marrow of Tradition” (1901)
Miserly tip: Rather than wait for soup, coffee, hot cocoa, or tea to cool, slowly add a small amount of liquid such as water or milk until the drink or food is cool enough that it will not burn your tongue and throat.
“Plan every day in advance, preferably the night before. Plan every week in advance, as well.” -Brian Tracy (born 1944)
“Unlike other resources, time cannot be bought or sold, borrowed or stolen, stocked up or saved, manufactured, reproduced, or modified. All we can do is make use of it. And whether we use it or not, it nevertheless slips away.” -Jean-Louis Servan-Schreiber (born 1937): “The Art of Time” (1984)
“In developing excellent time management skills, focus on changing only one behavior at a time.” -Brian Tracy (born 1944)
“Waste of time is the most extravagant and costly of all expenses.” -Theophrastus (370 B.C.E. - 287 B.C.E.)
“Much may be done in those little shreds and patches of time which every day produces, and which most men throw away.” -C. C. Colton (Charles Caleb Colton (1780 - 1832))
“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” -Johann Wolfgang von Goethe (1749 - 1832)
“There are days I’m so busy that I don’t get anything done.” -Author Unknown
“You can’t make up for lost time. You can only do better in the future.” -Ashley Ormon (born 1958)
“We shall never have more time. We have, and have always had, all the time there is. No object is served in waiting until next week or even until tomorrow. Keep going day in and day out. Concentrate on something useful. Having decided to achieve a task, achieve it at all costs.” -Arnold Bennett (Enoch Arnold Bennett (1867 - 1931))
“Counting time is not so important as making time count.” -James J. Walker (James John Walker (1881 - 1946))
“Small improvements in the way you use your time can translate into major differences in your life.” -Brian Tracy (born 1944)
“If you don’t make time to work on creating the life you want, you’re eventually going to be forced to spend a lot of time dealing with a life you don’t want.” -Kevin Ngo: “Let’s Do This! 100 Powerful Messages to Help You Take Action” (September 2013)
“Minutes are worth more than money. Spend them wisely.” -Thomas P. Murphy
“There is not a single moment in life that we can afford to lose.” -Edward M. Goulburn (Edward Meyrick Goulburn (1818 - 1897))
“Your time has a limit set to it. Use it, then to advance your enlightenment; or it will be gone and never in your power again.” -Marcus Aurelius (also known as Marcus Aurelius Antoninus Augustus (C.E. 121 - C.E. 180)): “The Meditations” (C.E. 167)
“Have regular hours for work and play; make each day both useful and pleasant, and prove that you understand the worth of time by employing it well. Then youth will bring few regrets, and life will become a beautiful success.” -Louisa May Alcott (1832 - 1888)
“How you spend your time is more important than how you spend your money. Money mistakes can be corrected, but time is gone forever.” -David B. Norris
“Well-arranged time is the surest mark of a well-arranged mind.” -Isaac Pitman
“Do you have all that you desire? The health, the home, the career, or the relationship? Look to where you’re investing your time the most - is it dedicated to achieving those desires?” -Rob Liano
“Treat your time like money; how can you best spend it to achieve maximum satisfaction?” -Brian Tracy (born 1944)
“To get more time with your family, limit and restrict television, newspapers, and outside activities.” -Brian Tracy (born 1944)
“One always has time enough, if one will apply it well.” -Johann Wolfgang von Goethe (1749 - 1832)
“People waste most of their waking hours every day going through the motions, chatting idly, shuffling paper, putting off decisions, reacting, majoring in minors, and concentrating on trivia. They spend their time in low priority tension relieving, rather than high priority goal-achieving activities.” -Denis Waitley (Denis E. Waitley (born 1933))
“Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.” -Michael LeBoeuf (born 1942)
“Don’t let the fear of the time it will take to accomplish something stand in the way of your doing it. The time will pass anyway; we might just as well put that passing time to the best possible use.” -Earl Nightingale (1921 - 1989)
“If you don’t have time to do it right, you must have time to do it over.” -Author Unknown
“Be in the habit of getting up bright and early on the weekends. Why waste such precious time in bed?” -Marilyn vos Savant (born 1946)
“You will find time for anything if you really want it.” -Author Unknown
“Just as your fortune depends upon how your money is invested, so the success of your life depends upon how your time is invested.” -Leone Kester
“I recommend you to take care of the minutes, for the hours will take care of themselves.” -Philip Dormer Stanhope (also known as Lord Chesterfield (1694 - 1773)): letter (30 April 1750) to his son
“Time is the scarcest resource, and unless it is managed, nothing else can be managed.” -Peter F. Drucker (Peter Ferdinand Drucker (1909 - 2005))
“There’s time enough, but none to spare.” -Charles W. Chesnutt (Charles Waddell Chesnutt (1858 - 1932)): “The Marrow of Tradition” (1901)
Miserly tip: Rather than wait for soup, coffee, hot cocoa, or tea to cool, slowly add a small amount of liquid such as water or milk until the drink or food is cool enough that it will not burn your tongue and throat.
“Plan every day in advance, preferably the night before. Plan every week in advance, as well.” -Brian Tracy (born 1944)
“Unlike other resources, time cannot be bought or sold, borrowed or stolen, stocked up or saved, manufactured, reproduced, or modified. All we can do is make use of it. And whether we use it or not, it nevertheless slips away.” -Jean-Louis Servan-Schreiber (born 1937): “The Art of Time” (1984)
“In developing excellent time management skills, focus on changing only one behavior at a time.” -Brian Tracy (born 1944)
“Waste of time is the most extravagant and costly of all expenses.” -Theophrastus (370 B.C.E. - 287 B.C.E.)
“Much may be done in those little shreds and patches of time which every day produces, and which most men throw away.” -C. C. Colton (Charles Caleb Colton (1780 - 1832))
“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” -Johann Wolfgang von Goethe (1749 - 1832)
“There are days I’m so busy that I don’t get anything done.” -Author Unknown
“You can’t make up for lost time. You can only do better in the future.” -Ashley Ormon (born 1958)
“We shall never have more time. We have, and have always had, all the time there is. No object is served in waiting until next week or even until tomorrow. Keep going day in and day out. Concentrate on something useful. Having decided to achieve a task, achieve it at all costs.” -Arnold Bennett (Enoch Arnold Bennett (1867 - 1931))
“Counting time is not so important as making time count.” -James J. Walker (James John Walker (1881 - 1946))
“Small improvements in the way you use your time can translate into major differences in your life.” -Brian Tracy (born 1944)
“If you don’t make time to work on creating the life you want, you’re eventually going to be forced to spend a lot of time dealing with a life you don’t want.” -Kevin Ngo: “Let’s Do This! 100 Powerful Messages to Help You Take Action” (September 2013)
“Minutes are worth more than money. Spend them wisely.” -Thomas P. Murphy
“There is not a single moment in life that we can afford to lose.” -Edward M. Goulburn (Edward Meyrick Goulburn (1818 - 1897))
“Your time has a limit set to it. Use it, then to advance your enlightenment; or it will be gone and never in your power again.” -Marcus Aurelius (also known as Marcus Aurelius Antoninus Augustus (C.E. 121 - C.E. 180)): “The Meditations” (C.E. 167)
“Have regular hours for work and play; make each day both useful and pleasant, and prove that you understand the worth of time by employing it well. Then youth will bring few regrets, and life will become a beautiful success.” -Louisa May Alcott (1832 - 1888)
“How you spend your time is more important than how you spend your money. Money mistakes can be corrected, but time is gone forever.” -David B. Norris
“Well-arranged time is the surest mark of a well-arranged mind.” -Isaac Pitman
“Do you have all that you desire? The health, the home, the career, or the relationship? Look to where you’re investing your time the most - is it dedicated to achieving those desires?” -Rob Liano
“Treat your time like money; how can you best spend it to achieve maximum satisfaction?” -Brian Tracy (born 1944)
“You will find the key to success under the alarm clock.” -Author Unknown
“The more business a man has to do, the more he is able to accomplish, for he learns to economize his time.” -Matthew Hale
“Lose an hour in the morning and you’ll be looking for it all day.” -Author Unknown: Irish proverb
“Time management is really this: You have a period of time, whether a minute, an hour, a morning, a day, a week, a season, or a lifetime. Will you fill that period of time with some activity that is of benefit, or will you do nothing and let the time pass empty of benefit? Will you manage your time, or will you allow other people and circumstances to manage it for you?” -David Hugh Beaumont (born 1966)
“We cannot waste time. We can only waste ourselves.” -George M. Adams (George Matthew Adams (1878 - 1962))
“Everything requires time. It is the only true universal condition. All work takes place and uses time. Yet most people take for granted this unique, irreplaceable, and necessary resource. Nothing else, perhaps, distinguishes effective executives as much as their tender loving care of time.” -Peter F. Drucker (Peter Ferdinand Drucker (1909 - 2005))
“A man may be very industrious, and yet not spend his time well.” -Henry David Thoreau (1817 - 1862)
“Don’t waste time with people who waste time.” -Keesya Hill-Jones (Keesya Renée Hill-Jones (born 1971)): “The Protector” (23 May 2017)
“We carefully watch our money and consider the cost of things. We ought to do likewise with our time. Imagine if at the beginning of each day, we were given 24 pieces of paper, similar to paper money, and we had to surrender one of them as each hour passed; and, additionally, we would have round coin-like disks with values assigned to them such as half-hour, quarter hour, five minutes, one minute, half-minute or thirty seconds, and finally, a one second disk, all to be surrendered with the passing of time. Would that help us to better understand the value of time?” -David Hugh Beaumont (born 1966)
“It is better to do the most trifling thing in the world than to regard half an hour as trifle.” -Johann Wolfgang von Goethe (1749 - 1832)
“Burnout occurs when your body and mind can no longer keep up with the tasks you demand of them. Don’t try to force yourself to do the impossible. Delegate time for important tasks, but always be sure to leave time for relaxation and reflection.” -Del Suggs: “Truly Leading: Lessons in Leadership” (28 February 2011)
“Work hard, but do not allow yourself to have a burnout. Pace yourself. Force yourself to take breaks. Break up work periods by alternating types of work, as for example, rotating mental work and physical work.” -David Hugh Beaumont (born 1966)
“Take rest; a field that has rested gives a bountiful crop.” -Ovid (Publius Ovidius Naso (43 B.C.E. - about C.E. 17))
“Every minute that you save by making it useful, more profitable, is so much added to your life and its possibilities. Every minute lost is a neglected by-product once gone you will never get it back.” -Arthur Brisbane (1864 - 1936)
“Most time is wasted, not in hours, but in minutes. A bucket with a small hole in the bottom gets just as empty as a bucket that is deliberately kicked over.” -Paul J. Meyer (Paul James Meyer (1928 - 2009))
“Always spend your time adding value to your life.” -Sunday Adelaja
“Time is the most valuable coin in your life. You and you alone will determine how that coin will be spent. Be careful that you do not let other people spend it for you.” -Carl Sandburg (Carl August Sandburg (1878 - 1967))
“Do not waste time attempting to make sense out of nonsense.” -Johnnie Dent, Junior
“It’s really great fun to go someplace where there are no timesaving devices because, when you do, you find that you have lots of time. Elsewhere, you’re too busy working to pay for machines to save you time so you won’t have to work so hard.” -Benjamin Hoff (born 1946): “The Tao Of Pooh” (1982); author website: https://www.benjaminhoffauthor.com/
“Gain control of your time, and you will gain control of your life.” -John L. Mason (John Landis Mason (1832 - 1902))
“How much time he gains who does not look to see what his neighbor says or does or thinks, but only at what he does himself, to make it just and holy.” -Marcus Aurelius (also known as Marcus Aurelius Antoninus Augustus (C.E. 121 - C.E. 180)): “The Meditations” (C.E. 167) (1964 translation by Maxwell Staniforth)
“TIME: Today Is My Everything.” -Richie Norton
“He that hopes to look back hereafter with satisfaction upon past years must learn to know the present value of single minutes, and endeavor to let no particle of time fall useless to the ground.” -Samuel Johnson (1709 - 1784): as quoted in “Rambler,” #108
“Those who make the best Use of their Time have none to spare.” -Thomas Fuller (1654 - 1734): “Gnomologia: Adages and Proverbs” (1732), number 5029
“If time be judiciously employed, there is time for everything.” -George Head (1782 - 1855): “A Home Tour Through the Manufacturing Districts of England in the Summer of 1835” (1836), page 198
“To finish early, start early.” -David Hugh Beaumont (born 1966)
“Don’t say you don’t have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michelangelo, Mother Teresa, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein.” -H. Jackson Brown, Junior (Harriett Jackson Brown, Junior (born 1940)): “Life’s Little Instruction Book”
“You can find the time for the people and things that are most important to you.” -Author Unknown
“Those who make time for others are forever blessed.” -Margo Vader
“The balance of the use of time is a constant individual problem for all of us: what to do, what to leave undone. One is always having to neglect one thing in order to give precedence to something else. The question is one of priorities.” -Edith Schaeffer (born Edith Rachel Merritt Seville): “The Hidden Art of Homemaking” (1971)
“To some degree, you control your life by controlling your time.” -Conrad Hilton (1887 - 1979)
A Prayer for Today
This is the beginning of a new day. God has given me this day to use as I will. I can waste it - or use it for good, but what I do today is important, because I am exchanging a day of my life for it! When tomorrow comes, this day will be gone forever, leaving in its place something that I have traded for it. I want it to be gain, and not loss; good, and not evil; success, and not failure; in order that I shall not regret the price that I have paid for it.
by Heartsill Wilson (W. Heartsill Wilson (1920 -1994))
“The most efficient way to live reasonably is every morning to make a plan of one’s day and every night to examine the results obtained.” -Alexis Carrel (1873 - 1944)
“I am definitely going to take a course on time management . . . just as soon as I can work it into my schedule.” -Louis E. Boone (born 1941)
“Time management is the major difference between the rich and poor.” -Sunday Adelaja
“A man who dares to waste one hour of life has not discovered the value of life.” -Charles Darwin (Charles Robert Darwin (1809 - 1882))
“It’s not enough to be busy, so are the ants. The question is, what are we busy about?” -Henry David Thoreau (1817 - 1862)
“Your work goals should leave the space and time you need to enjoy your personal pursuits.” -Leigh Shulman
“Everyone has the same amount of hours per day, it’s not that you don’t have enough time, it’s that you don’t have a clear focus.” -Bridget English
“The secret of success in life is time rightly used.” -Sivananda Saraswati
“In truth, people can generally make time for what they choose to do; it is not really the time but the will that is lacking.” -John Lubbock (1834 - 1913)
“The people with thriving careers and healthy personal relationships get the same amount of time each week as the burned-out professional who can’t remember their last meaningful conversation with a family member.” -Joe Jordan: “Sharpen Your Life: 52 Strategic Moments to Create a Lifetime of Success”
“If you want to have the time of your life, change how you use the time in your life.” -Tim Fargo (Timothy Edward ‘Tim’ Fargo (born 1961))
“It has been my observation that most people get ahead during the time that others waste.” -Henry Ford (1863 - 1947)
“Make the most of now.” -David Hugh Beaumont (born 1966)
“If you want to make good use of your time, you’ve got to know what’s most important and then give it all you’ve got.” -Lee Iacocca (Lido Anthony ‘Lee’ Iacocca (1924 - 2019))
This is MFOL! . . . time well-spent . . .
“The more business a man has to do, the more he is able to accomplish, for he learns to economize his time.” -Matthew Hale
“Lose an hour in the morning and you’ll be looking for it all day.” -Author Unknown: Irish proverb
“Time management is really this: You have a period of time, whether a minute, an hour, a morning, a day, a week, a season, or a lifetime. Will you fill that period of time with some activity that is of benefit, or will you do nothing and let the time pass empty of benefit? Will you manage your time, or will you allow other people and circumstances to manage it for you?” -David Hugh Beaumont (born 1966)
“We cannot waste time. We can only waste ourselves.” -George M. Adams (George Matthew Adams (1878 - 1962))
“Everything requires time. It is the only true universal condition. All work takes place and uses time. Yet most people take for granted this unique, irreplaceable, and necessary resource. Nothing else, perhaps, distinguishes effective executives as much as their tender loving care of time.” -Peter F. Drucker (Peter Ferdinand Drucker (1909 - 2005))
“A man may be very industrious, and yet not spend his time well.” -Henry David Thoreau (1817 - 1862)
“Don’t waste time with people who waste time.” -Keesya Hill-Jones (Keesya Renée Hill-Jones (born 1971)): “The Protector” (23 May 2017)
“We carefully watch our money and consider the cost of things. We ought to do likewise with our time. Imagine if at the beginning of each day, we were given 24 pieces of paper, similar to paper money, and we had to surrender one of them as each hour passed; and, additionally, we would have round coin-like disks with values assigned to them such as half-hour, quarter hour, five minutes, one minute, half-minute or thirty seconds, and finally, a one second disk, all to be surrendered with the passing of time. Would that help us to better understand the value of time?” -David Hugh Beaumont (born 1966)
“It is better to do the most trifling thing in the world than to regard half an hour as trifle.” -Johann Wolfgang von Goethe (1749 - 1832)
“Burnout occurs when your body and mind can no longer keep up with the tasks you demand of them. Don’t try to force yourself to do the impossible. Delegate time for important tasks, but always be sure to leave time for relaxation and reflection.” -Del Suggs: “Truly Leading: Lessons in Leadership” (28 February 2011)
“Work hard, but do not allow yourself to have a burnout. Pace yourself. Force yourself to take breaks. Break up work periods by alternating types of work, as for example, rotating mental work and physical work.” -David Hugh Beaumont (born 1966)
“Take rest; a field that has rested gives a bountiful crop.” -Ovid (Publius Ovidius Naso (43 B.C.E. - about C.E. 17))
“Every minute that you save by making it useful, more profitable, is so much added to your life and its possibilities. Every minute lost is a neglected by-product once gone you will never get it back.” -Arthur Brisbane (1864 - 1936)
“Most time is wasted, not in hours, but in minutes. A bucket with a small hole in the bottom gets just as empty as a bucket that is deliberately kicked over.” -Paul J. Meyer (Paul James Meyer (1928 - 2009))
“Always spend your time adding value to your life.” -Sunday Adelaja
“Time is the most valuable coin in your life. You and you alone will determine how that coin will be spent. Be careful that you do not let other people spend it for you.” -Carl Sandburg (Carl August Sandburg (1878 - 1967))
“Do not waste time attempting to make sense out of nonsense.” -Johnnie Dent, Junior
“It’s really great fun to go someplace where there are no timesaving devices because, when you do, you find that you have lots of time. Elsewhere, you’re too busy working to pay for machines to save you time so you won’t have to work so hard.” -Benjamin Hoff (born 1946): “The Tao Of Pooh” (1982); author website: https://www.benjaminhoffauthor.com/
“Gain control of your time, and you will gain control of your life.” -John L. Mason (John Landis Mason (1832 - 1902))
“How much time he gains who does not look to see what his neighbor says or does or thinks, but only at what he does himself, to make it just and holy.” -Marcus Aurelius (also known as Marcus Aurelius Antoninus Augustus (C.E. 121 - C.E. 180)): “The Meditations” (C.E. 167) (1964 translation by Maxwell Staniforth)
“TIME: Today Is My Everything.” -Richie Norton
“He that hopes to look back hereafter with satisfaction upon past years must learn to know the present value of single minutes, and endeavor to let no particle of time fall useless to the ground.” -Samuel Johnson (1709 - 1784): as quoted in “Rambler,” #108
“Those who make the best Use of their Time have none to spare.” -Thomas Fuller (1654 - 1734): “Gnomologia: Adages and Proverbs” (1732), number 5029
“If time be judiciously employed, there is time for everything.” -George Head (1782 - 1855): “A Home Tour Through the Manufacturing Districts of England in the Summer of 1835” (1836), page 198
“To finish early, start early.” -David Hugh Beaumont (born 1966)
“Don’t say you don’t have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michelangelo, Mother Teresa, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein.” -H. Jackson Brown, Junior (Harriett Jackson Brown, Junior (born 1940)): “Life’s Little Instruction Book”
“You can find the time for the people and things that are most important to you.” -Author Unknown
“Those who make time for others are forever blessed.” -Margo Vader
“The balance of the use of time is a constant individual problem for all of us: what to do, what to leave undone. One is always having to neglect one thing in order to give precedence to something else. The question is one of priorities.” -Edith Schaeffer (born Edith Rachel Merritt Seville): “The Hidden Art of Homemaking” (1971)
“To some degree, you control your life by controlling your time.” -Conrad Hilton (1887 - 1979)
A Prayer for Today
This is the beginning of a new day. God has given me this day to use as I will. I can waste it - or use it for good, but what I do today is important, because I am exchanging a day of my life for it! When tomorrow comes, this day will be gone forever, leaving in its place something that I have traded for it. I want it to be gain, and not loss; good, and not evil; success, and not failure; in order that I shall not regret the price that I have paid for it.
by Heartsill Wilson (W. Heartsill Wilson (1920 -1994))
“The most efficient way to live reasonably is every morning to make a plan of one’s day and every night to examine the results obtained.” -Alexis Carrel (1873 - 1944)
“I am definitely going to take a course on time management . . . just as soon as I can work it into my schedule.” -Louis E. Boone (born 1941)
“Time management is the major difference between the rich and poor.” -Sunday Adelaja
“A man who dares to waste one hour of life has not discovered the value of life.” -Charles Darwin (Charles Robert Darwin (1809 - 1882))
“It’s not enough to be busy, so are the ants. The question is, what are we busy about?” -Henry David Thoreau (1817 - 1862)
“Your work goals should leave the space and time you need to enjoy your personal pursuits.” -Leigh Shulman
“Everyone has the same amount of hours per day, it’s not that you don’t have enough time, it’s that you don’t have a clear focus.” -Bridget English
“The secret of success in life is time rightly used.” -Sivananda Saraswati
“In truth, people can generally make time for what they choose to do; it is not really the time but the will that is lacking.” -John Lubbock (1834 - 1913)
“The people with thriving careers and healthy personal relationships get the same amount of time each week as the burned-out professional who can’t remember their last meaningful conversation with a family member.” -Joe Jordan: “Sharpen Your Life: 52 Strategic Moments to Create a Lifetime of Success”
“If you want to have the time of your life, change how you use the time in your life.” -Tim Fargo (Timothy Edward ‘Tim’ Fargo (born 1961))
“It has been my observation that most people get ahead during the time that others waste.” -Henry Ford (1863 - 1947)
“Make the most of now.” -David Hugh Beaumont (born 1966)
“If you want to make good use of your time, you’ve got to know what’s most important and then give it all you’ve got.” -Lee Iacocca (Lido Anthony ‘Lee’ Iacocca (1924 - 2019))
This is MFOL! . . . time well-spent . . .